You may be in for a shock when you get your policy’s renewal notice in the mail, because it looks like car insurance rates may be on the rise. automobile insurance rules

At the end of each quarter (every three months), kanetix.ca, an online insurance quote comparison service, takes a look at the car insurance quotes obtained from people shopping for auto insurance. automobile insurance rules For the second quarter in a row now, the average lowest quote has been higher in 2007 then the same 3-month period in 2006. automobile insurance rules

The study looked at the lowest auto insurance quote obtained by Ontario insurance shoppers during the months of October, November and December of 2007, automobile insurance rules came up with an average, and compared it to the same for 2006. With a 5.3% increase year-over-year, the latest kanetix.ca study suggests that auto insurance will soon become more expensive for many drivers. This is significantly higher than the previous quarter, where a 1.5% increase was noted; the first increase since the start of the study. automobile insurance rules

Compare car insurance quotes today to see if you could save money. automobile insurance rules

If you see your auto insurance rates increase, what can you do? automobile insurance rules
Plenty. automobile insurance rules The following are tips to keep in mind if your rates start to climb.

Don’t believe the myths about auto insurance premiums. automobile insurance rules
Auto insurance premiums across insurance companies ARE NOT the same. automobile insurance rules What you are paying now with your current insurer is not the same as what you would get with another. In fact, each insurer’s car insurance rates are so unique to them that it’s safe to say that no two are alike. automobile insurance rules

Shop around automobile insurance rules
Get car insurance quotes instantly online. automobile insurance rules Through kanetix.ca's online quote comparison service drivers get quotes from competing insurers - so the shopping is done for you!. automobile insurance rules

Shopping around is for everyone, not only bad drivers automobile insurance rules
This is a combination of the two tips above, but worthy of being stated on its own. automobile insurance rules Too often, drivers think that only those with bad driving histories have to shop around; not so much as to find a decent price, but to find coverage period. Everyone, good drivers or bad, should shop around to make sure they’re getting the best price for the coverage they need. automobile insurance rules

Compare apples-to-apples while shopping automobile insurance rules
When you compare car insurance rates, make sure you’re consistent and include the same deductibles, coverages (like collision and automobile insurance rulescomprehensive), and limitations so you’re comparing like-rates. At comparison sites where you can actually compare competing rates, they’ll do this for you. automobile insurance rules

Never pay for a quote automobile insurance rules
Whether online, or offline, if you’re shopping around for auto insurance you should never, ever pay to get a quote. It’s simply shady. Online quote comparison services like kanetix.ca do not charge you to get quotes from competing insurers and do not tack on fees to the quotes you see.  automobile insurance rules