You may be in for a shock when you get your policy’s renewal notice in the mail, because it looks like car insurance rates may be on the rise. auto insurance

At the end of each quarter (every three months), kanetix.ca, an online insurance quote comparison service, takes a look at the car insurance quotes obtained from people shopping for auto insurance. auto insurance For the second quarter in a row now, the average lowest quote has been higher in 2007 then the same 3-month period in 2006. auto insurance

The study looked at the lowest auto insurance quote obtained by Ontario insurance shoppers during the months of October, November and December of 2007, auto insurance came up with an average, and compared it to the same for 2006. With a 5.3% increase year-over-year, the latest kanetix.ca study suggests that auto insurance will soon become more expensive for many drivers. This is significantly higher than the previous quarter, where a 1.5% increase was noted; the first increase since the start of the study. auto insurance

Compare car insurance quotes today to see if you could save money. auto insurance

If you see your auto insurance rates increase, what can you do? auto insurance
Plenty. auto insurance The following are tips to keep in mind if your rates start to climb.

Don’t believe the myths about auto insurance premiums. auto insurance
Auto insurance premiums across insurance companies ARE NOT the same. auto insurance What you are paying now with your current insurer is not the same as what you would get with another. In fact, each insurer’s car insurance rates are so unique to them that it’s safe to say that no two are alike. auto insurance

Shop around auto insurance
Get car insurance quotes instantly online. auto insurance Through kanetix.ca's online quote comparison service drivers get quotes from competing insurers - so the shopping is done for you!. auto insurance

Shopping around is for everyone, not only bad drivers auto insurance
This is a combination of the two tips above, but worthy of being stated on its own. auto insurance Too often, drivers think that only those with bad driving histories have to shop around; not so much as to find a decent price, but to find coverage period. Everyone, good drivers or bad, should shop around to make sure they’re getting the best price for the coverage they need. auto insurance

Compare apples-to-apples while shopping auto insurance
When you compare car insurance rates, make sure you’re consistent and include the same deductibles, coverages (like collision and auto insurancecomprehensive), and limitations so you’re comparing like-rates. At comparison sites where you can actually compare competing rates, they’ll do this for you. auto insurance

Never pay for a quote auto insurance
Whether online, or offline, if you’re shopping around for auto insurance you should never, ever pay to get a quote. It’s simply shady. Online quote comparison services like kanetix.ca do not charge you to get quotes from competing insurers and do not tack on fees to the quotes you see.  auto insurance